Click here to get your Drive Time Coupon Code About Drive Time: Unlike other dealerships, we don't need to try to find financing for you. At DriveTime, we finance 99% of our car sales ourselves. That means we don't hand off your loan application to a bank like other car dealerships do? we are the bank. Most banks look at your past and make a simple yes/no decision about your loan. At DriveTime, we're more interested in your future. We focus on your situation looking forward, and find a way to make things work. Because we're the leading experts at financing cars for people with credit problems, we know exactly what to look for when assessing a customer's situation?things that banks don't even know about. Every person is different, and if there's a way to make it work for you, we'll make it happen. And because we don't shop your loan around to a bunch of banks, your credit report won't suffer by making it appear like you're looking for money?which is exactly what happens when you buy from other dealerships. Best of all, unlike smaller dealerships, each time you make an on-time payment to us, we'll report it to the credit bureaus, so you can start to establish a better credit rating immediately.